Winstonm, on 2016-August-01, 08:45, said:
An important topic. I am off for a bridge game, but a few words. There are many cases where I am stunned by poor judgment. Some causes of this are beyon our reach, but I am thinking one of them is that everyday finances have become more confusing.
An actual, although trivial, example. I mentioned some posts back that I had planned to pick up some tee-shorts on the way home from a game, and Becky mentioned we have a coupon that gets us 20% off plus some other goodies. Ok, so we went together yesterday to shop. Becky was looking at a nice top suitable for casual wear such as exeercise at the Y. Very casual, in other words. It was $19.95, marked down from $40. For the Y? "It looks good, get it, I said". And 20% off. At the cash register, it rang up as $10. Ok. It's a list price of 40, marked doen to 20, with 20% off, except it is really only 10, with 20% off. Good grief.
Trivial, as I said. But two remarks. 1. This is not so trivial for a person on a very tight budget. 2. More important, I get the idea that shopping for a college has some of the same features. The price is this. Except, fill out this form, maybe it's that. Or, perhaps, something else. And you can take out a loan. Which has to be paid back. Except there is this forgiveness clause. That might or might not apply. And might be changed. Sign here.
People should plan their expenses carefully, to the extent possible. it seems to me that it was once easier to do so.